Question 1

How do I apply for a mortgage in the UAE?

Accepted Answer

You can apply through banks or mortgage brokers. SHEZZ assists in comparing mortgage offers, preparing documentation, and coordinating with lenders to secure the best terms.

Question 2

Can expatriates get a mortgage in Dubai or the UAE?

Accepted Answer

Yes, most UAE banks offer mortgage options for expats, though eligibility and down payment requirements may vary. We help match you with banks that cater to your profile.

Question 3

What is the minimum down payment required for a mortgage in the UAE?

Accepted Answer

As per UAE regulations, expats usually need to pay 20–25% of the property value as a down payment, while UAE nationals may pay less.

Question 4

What documents are required for a mortgage application?

Accepted Answer

You’ll typically need a valid ID, proof of income, bank statements, credit report, and property details. SHEZZ assists in ensuring all documents meet bank standards.

Question 5

How long does mortgage approval take in the UAE?

Accepted Answer

Mortgage approval generally takes 5–15 working days, depending on the lender’s due diligence. Our coordination helps minimize delays and ensures a smooth process.

FAQs

How do I apply for a mortgage in the UAE?

Can expatriates get a mortgage in Dubai or the UAE?

What is the minimum down payment required for a mortgage in the UAE?

What documents are required for a mortgage application?

How long does mortgage approval take in the UAE?